The Buying Journey

 

A guide to buying your Vistry Venture Home – The Journey

Your step-by-step guide to buying a new build home to call your own.

HOW IT WORKS

Buying a new home is one of the most exciting moments in life, however, we are aware that it can also be stressful and one of the most important financial decisions you’ll ever make. So we have created a new build home buying guide which should help you with the process and give you all the information you need for this next chapter in your life.

Picking your new Vistry Ventures Home

  • Start looking! Take a look through our developments and stunning homes on our website or book an appointment to visit our sales offices and show homes. One of our friendly sales advisors will be on hand to chat through your current situation and help with any advice you need.
  • Arrange your finances: One of the first steps in looking for a new home is to figure out how much you can afford as a deposit and in mortgage repayments. Independent mortgage advisors advise on new build mortgage deals and our mortgage calculator can calculate potential repayments. If you are an existing homeowner, then get a valuation on your existing home.
  • Arrange a solicitor or conveyancer: Make contact with a solicitor, they will deal with the legal paperwork for you throughout the process.

Reserving a new build property

  • Fees and Forms: To reserve a property, you pay your reservation fee and complete a reservation form. The house is then taken off the market and it is yours.
  • Setting a date: Our sales advisor gives you all the detailed property information and advises you on what you need to arrange with your solicitor and mortgage provider. There is usually six weeks before exchanging contracts, this is when you will need to pay your deposit and have your formal mortgage offer.

Exchanging Contracts

  • The legal commitment to buy: The exchange of contracts is when two identical contracts are signed.
  • Paying the deposit: You now pay your deposit and agree on the completion date. The completion date is when you will pay the balance. If your new home is still under construction this date is an estimate but you will be given at least 10 days’ notice before moving day.
  • Your sales advisor will keep you updated with news as your new home progresses.

The Completion Date

  • Owning your own Vistry Ventures Home: On the agreed completion date, the final legal documents are arranged by your solicitor.
  • Paying the balance of the money: The solicitor also arranges payment of the remaining money from your mortgage lender. Your new dream Vistry Ventures Home is now all yours! The completion date is usually also moving day but you will be advised on this.

Moving into your new Vistry Ventures Home

  • Before moving day: You are invited to a Home Demonstration Inspection, this is where you will be shown how all the systems in your new home work.
  • On the day: Your aftersales executive will be there to welcome you with those all-important front door keys as well as a handover pack. We’ll also make sure everything is clean, tidy and ready to welcome you home!
  • Friends and family loving your new home? If you recommend Vistry Ventures Homes to your friends and family, you’ll get £1000 for each referral who then go on to buy their own Vistry Ventures Home.

Who’s involved in your house purchase?

  • An independent mortgage adviser: They help to arrange your mortgage deal and liaise with your solicitor. If you don’t have a mortgage advisor then we can refer you to an independent mortgage broker if required.
  • A solicitor or conveyancer: They arrange all the legal paperwork including local authority searches. You can appoint your own solicitor or Vistry Ventures can refer you to one.
  • The Vistry Ventures Homes Sales Team: Our team explain what is required from you and will keep you up to date on your house's progress.

Details of your mortgage advisor and solicitor are registered on your online account so communication is as easy as possible.

Help with buying your home

  • Purchase Assistance Schemes: There are a variety of schemes available to make it easier to get on the property ladder such as Deposit Unlock.
  • Sales Advisors: Our team are there to answer questions and communicate between all parties.
  • Site Visits: You may be able to visit (by prior arrangement) to see your home under construction.
  • The Homeowner Manual: A comprehensive guide to all aspects of buying your home – received once you reserve a property.
  • Home Demonstration Inspection: An opportunity to be shown how everything works in your home before Moving Day.
  • Moving Day Handover pack: A pack with final home ownership certificate, warranties and other advice on your brand-new home.

More ways we can help you move

Introduce a Friend

Introduce your friends to Vistry Ventures and if they buy from us we’ll give you £1000* to say thank you.

Introduce a Friend

Introduce your friends to Vistry Ventures and if they buy from us we’ll give you £1000* to say thank you.

Still haven't found what you're looking for?

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

References to “we”, “us” or “our” are to the part of the Vistry Group (including Linden Homes, Bovis Homes, Countryside Homes, Drew Smith, Vistry Ventures or one of Vistry’s joint venture companies) from which you are intending to purchase a new home. References to "you” and “your” are to the prospective buyer or buyers of a new home from us.

All images are used for illustrative purposes only and are representative only. They may not be the same as the actual home you purchase and the specification may differ. Images may be of a slightly different model of home. Individual features such as windows, brick, carpets, paint and other material colours may vary and also the specification of fittings may vary. Any furnishings and furniture are not included in any sale. Please check with our sales consultants for details of the exact specifications available at the development(s) for each type of home and the associated prices.