Mortgage Calculator

Use our mortgage calculator to quickly and easily see what you could afford each month.

With a few pieces of information, our quick mortgage calculator can tell you how much you could potentially borrow, and what your monthly cost would be.

By using our mortgage repayment calculator you can work out how much your monthly mortgage repayments could potentially be based on the interest rate and length of time you choose to have your mortgage over.

To get the best and most precise results from the calculator you need to consider the size of your house deposit. When considering this, think about all the other costs associated with moving and purchasing the property – such as Stamp Duty for example.

Then use the sliding scale to enter this amount on the calculator along with the value of the property you wish to purchase. This will then give you an indicative figure for the size of mortgage you will need.

Mortgage calculator:

House Value

£300,000

Deposit Amount

£15,000

Mortgage required

£285,000

Loan to value

95%

Typical Monthly Repayments:

Years

Interest Rate

Monthly repayment

£1,438

Mortgage required:

£300,000

Interest rate:

Monthly repayments

£1,438

Step-by-step guide

1. Enter your house value and deposit
The first step is to enter the price of the house and how much deposit you’re hoping to pay. Remember that deposits can be flexible, but are generally between 5% and 20% of the total house price.

2. Enter your repayment terms
To get an accurate idea of how much you will be paying each month, select over how many years you want to pay off your mortgage. The older you are, the lower the number of years you should select.

You will also need to enter an interest rate. This is the amount you’ll be charged on your mortgage loan. The higher the interest rate, the more you will have to pay off overall.

3. Complete!
Now you’ll be left with a figure for your monthly repayments. The calculator can still be tweaked until you find a figure that works for you.

Help and advice from Vistry Ventures Homes

We have a number of ways to help you get moving into your dream home.

For more help, advice and guidance, get in touch with our team today.

More ways we can help you move

Introduce a Friend

Introduce your friends to Vistry Ventures and if they buy from us we’ll give you £1000* to say thank you.

How does it work

Introduce a Friend

Introduce your friends to Vistry Ventures and if they buy from us we’ll give you £1000* to say thank you.

How does it work

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Terms & Conditions: Please note that all options will be dependent on the specification for your new home, and availability is according to key build stages. All options and extras will require 50% upfront payment at time of ordering. The final balance must be paid before completion and will not be refunded in case of home purchase cancellation.